Serving Lake County Since 1936

Financing Services

Project Financing With Kern Heating & Cooling Co.

Let’s face it: some home service projects are expensive. Completely replacing your heating and cooling system can cost thousands of dollars, and if you find that you need to get this major service done, there’s a good chance you probably don’t have the cash laying around to take care of the entire project straight away. However, here at Kern Heating & Cooling Co., we don’t think you should have to go without the climate control you need in your home any longer than absolutely necessary. Trying to live through a frigid winter night without heat or a sweltering summer day without air conditioning is a miserable experience.

We’re thrilled to be able to offer friendly and affordable financing options to our customers who need help paying for the services they need! We’ve scoured the industry to find financing partners we trust, and who we’re confident will provide you with an exceptional lending experience you’ll enjoy. Each of our financing partners has a long history of stability and outstanding customer service in addition to a wide range of friendly financing and loan products that fit your needs.

Financing Through Greensky

Greensky Financial is our primary lending partner at Kern Heating & Cooling Co. Greensky specializes specifically in financing home service projects, which makes them somewhat unique in the financing industry. Because they only offer loans for home improvement, they understand what it is you’re dealing with and offer terms that meet your budget and your needs.

Greensky’s financing plans include:

  • No interest and no payments for one full year
  • 60-month financing at a low rate of 6.99% APR
  • Terms as long as 10 years with rates as low as 9.99% APR

Financing Options from GreenSky
Finance Your HVAC Project
3128 - 12 Months No Interest, No Payments - (84 Principal Pmts)
1166 - Reduced Rate 6.99% for 60 Months
1209 - Reduced Rate 9.99% for 120 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

Whether you’re looking for a short payoff period, the ability to have your project funded and pay for it all with no interest, or need the lowest possible monthly payment, we encourage all of our customers to see what Greensky Financial can do for them!

Financing Through Turns

Credit concerns? No problem! For those who don’t have a great credit score or are worried about their application being accepted, we offer alternative financing through Turns. Turns specializes in financing for customers with a lower credit score or limited credit history.

Turns offers two primary plans:Turns Financing Services Logo

  • A short-term, low-interest or no-interest loan (usually no more than six months)
  • A longer-term, higher-interest loan for the smallest monthly payment.

Turns works directly with customers to find what works best for them, and can even help those who are on the tightest of budgets get the air conditioning and heating they need without the stress of dealing with a credit score.

Special Financing Through ServiceFinance

Service Finance Company, LLC Logo

ServiceFinance offers our special financing options when we’re offering promotions through Lennox. Lennox regularly offers manufacturer promotions, and any type of manufacturer-advertised special financing is done through ServiceFinance. In most cases, we offer 0% interest for 60 months, which offers low monthly payments and no interest for the best of both worlds. If you know you may need to replace your air conditioner and heater soon, we encourage you to keep your eyes out for special financing promotions from Lennox, and you may be able to take advantage of these terms too!

Have questions about our financing options? Need to schedule a major repair or complete heating and cooling system replacement? Turn to Kern Heating & Cooling Co.! Give us a call at (847) 383-0350 for more information today.

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See Why We're The Right Choice For Your Home

  • Licensed & Insured Image Licensed & Insured

    We understand the stress that can come with these repairs so we are always properly licensed and insured to give you total peace of mind.

  • Passionate Employees Image Passionate Employees

    We hire the very best employees that have a passion for great customer service and a drive to provide excellent work.

  • Experience that Matters Image Experience that Matters

    We have been in business since 1936 so with over 80 years in business, we are the name you can trust.

  • A Full Team Image A Full Team

    When you choose Kern Heating & Cooling you get the whole team, not just an individual, dedicated to your satisfaction from start to finish.